Open Post: Hosted By The Woman Who Has Sued GEICO For $1 Million, Claiming She Got HPV While Having Sex In A Car Insured By Them

This is a warning to everyone who can’t host their Tinder or Grindr hookup at their apartment and decide to bump uglies in their car. Their insurance premium might skyrocket. One woman has sued GEICO for catching HPV while fucking in a car insured by them. So now she’s sued the insurance company for $1 million. Well, at least she didn’t have sex with the Geico Gecko.

Complex says that a woman, named only as M.O. in legal documents, and a man, known as M.B. in docs, did the unprotected nasty in M.B.’s 2014 Hyundai Genesis in late 2017. Welp, raw-dogging it in that cramped Hyundai came back to bite them–SHOCKINGLY!–as M.O. contracted anogenital human papillomavirus (HPV). And then GEICO got her $1 million lawsuit. Here’s how GEICO responded:

A countersuit has also been triggered, with the company pointing out that the woman (and a man identified only as M.B.) had previously entered into an agreement to settle M.O.’s claim and limit M.B.’s liability. This agreement, which the company said they were not made aware of, resulted in M.O. being free to pursue recovery from GEICO…

The peculiar case is a dicey one, as legal trade publication ABA Journal points out, with M.O. having claimed a lack of personal jurisdiction in Kansas because the instance of car sex occurred in Missouri. Furthermore, while one might assume that the nature of the case equates to heightened privacy concerns, U.S. Magistrate Judge Angel D. Mitchell noted in the Oct. 4 document why that isn’t necessarily true.

Mitchell said “any allegedly private details became less private (although the court questions how private those details actually were if they were having sex in a car) when M.O. sent GEICO a demand letter making an insurance coverage claim.” This action, Mitchell added, effectively brought “any arguably private matters” into the public sphere.

Moving forward, GEICO is expected to file an amended complaint in which the parties will be identified beyond merely initials.

So what I’m getting is that GEICO countersued her to shut down her lawsuit before it even started.

Cut to StateFarm writing new legal jargon into their plans like: “You are not covered for car sex-related injury or issue.” Well, let’s see how far this goes. But the next person who pulls a Snooki and gets pregnant while fucking in the front seat of a car may have some legal options!

Pic: YouTube