At the beginning of the month, Kanye West summoned his lawyers and threw a $10 million lawsuit at his insurers, Lloyd’s of London, for money he was allegedly owed after the cancellation of his Saint Pablo Tour. I know Kanye is all about Saint Pablo, but he might want to walk himself down to his local Catholic church and ask if there’s a patron saint of legal protection and a corresponding candle he can purchase. Because The Hollywood Reporter is saying that Lloyd’s of London has responded with a hefty counter-suit of his own. He might also want to inquire about some holy water to protect himself against whatever evil spirit is working for his in-laws, but that’s a whole other visit.
In Kanye’s lawsuit, he claims that in the eight months since he had cancelled his tour, Lloyd’s of London had yet to make a single insurance pay out to himself or his company, Very Good Touring Inc., nor had Lloyd’s offered an explanation why. Well, Lloyd’s has an explanation why they haven’t been cutting any checks. Lloyd’s of London has implied in their counter-suit that Kanye’s tour cancellation was because he was popping too many pills and doing too many drugs.
Now, they don’t come right out and say “KANYE WAS HIGH!!!” – instead, they point to the exclusions part of insurance policy that says doing illegal drugs, chugging booze, doing drugs that weren’t prescribed by a doctor, and preexisting medical conditions are insurance no-nos. They also accuse Kanye of not participating in the investigation process:
“Underwriters’ investigation indicates substantial irregularities in Mr. West’s medical history. Furthermore the insured’s failure to cooperate in Underwriters’ investigation is contrary to the duties of cooperation Very Good Touring agreed to as a condition precedent to any obligation of Underwriters to pay any claim arising under the Policies.
Throughout Underwriters’ investigation, Very Good Touring and its legal, medical and other agents and representatives have delayed, hindered, stalled and or refused to provide information both relevant and necessary for Underwriters to complete their investigation of the claim.”.
Lloyd’s of London has omitted the specific details of why they aren’t paying, and they claim it’s out of respect for Kanye’s private life. Lloyd’s is asking for a judge to rule that they don’t owe Kanye the $10 million he asked for in his original lawsuit.
Kanye’s attorney Howard King has responded to Lloyd’s counter-suit, telling TMZ:
“[The countersuit] is the same generic response Lloyd’s files when they don’t want to honor a legitimate claim but can’t find a factual basis to deny the claim.”
Only Kanye knows for sure if he violated the stipulations of his insurance agreement. I don’t know how Kanye is going to disprove the implications that he was pilled up or taking hits off joints. I mean, unless he’s got urine samples saved from more than eight months ago? Then again, it is Kanye, and he has made more questionable desicisions than saving his own piss.
If I were Kanye’s lawyer, I would argue that being on tour is pretty much Kanye West’s idea of heaven. He’s got a microphone, a stage, and a captive audience of thousands willing to indulge any bonkers tangent he decides to go on. So if Kanye was willing to give up all that attention and cancel the rest of his tour, it must have been serious.